Photoguard Photographers Insurance
If you like the look of it, you can then add in optional extras like ‘in vehicle cover’ or liability cover – your Photoguard camera insurance quote updates instantly so you can see exactly how much extra it is.
Even if you only use your camera equipment at the weekends, it’s worth getting a camera insurance quote from a specialist. Many home contents policies will not cover items like photographic equipment if they are over a certain value or they are taken away from the home. If you do transport your camera in a car or other vehicle, it may not be covered by your home contents cover – so check with your home insurer or car insurer. Photoguard insurance offer an in vehicle option which also covers your camera whilst in the car or othe vehicle (as long as you apply the necessary security requirements).
Pro or amateur?
Photoguard insurance offer two camera equipment insurance policies - they have ‘Select’ cover which is suitable for semi-professionals and amateurs and also ‘Pro’ cover which is, predictably, for professionals. The main difference between the two is the maximum value you can insure and the level of public liability offered - their ‘Select’ cover gives you the choice of no public liability or £1 million, whereas the ‘Pro’ cover offers you £1 million as standard with the option to upgrade to £2 million or £5 million.
Both policies offer a wealth of other options like:
Interestingly the ‘Pro’ cover gives you the ability to save money with the ‘Flexicover‘ option – this allows you to insure all of your photographic equipment whilst specifying a value that you take away from your home or studio. In other words, if you only take 50% of your equipment out to shoots, you’ll get charged less!
How much does it cost?
Click to go to the Photoguard camera insurance website.